Euro currency converter with ECB reference rates

Convert amounts between the euro and other major currencies at the euro foreign exchange reference rates of the European Central Bank. The page shows the rate it used and the date it was published.

Which rates the converter uses

The European Central Bank publishes euro reference rates on every business day, around 16:00 CET, based on a daily consultation between central banks. They are reference rates for information, not rates at which you can trade: your bank or card adds its own margin. On weekends and holidays the most recent published rate is used, and the page shows its date.

Foreign currency in your bookkeeping

Dutch books and VAT returns are kept in euros. An invoice in another currency is converted at the rate of the invoice date, and the Belastingdienst accepts the ECB reference rate for that. If you are paid later at a different rate, the difference is an exchange gain or loss, a business result like any other.

For VAT the rule is stricter than many people expect: the VAT amount on an invoice to a Dutch customer must be shown in euros, even when the rest of the invoice is in another currency.

Practical use

Use the converter to quote a foreign client in their currency, to check what a foreign invoice costs you in euros, or to find the rate for a booking date. Taxmo's bookkeeping software applies the same ECB rates automatically when you book an entry in a foreign currency. Rates change every business day; the rate shown is the one published on the date next to it.

Frequently asked questions

Where do the exchange rates come from?

From the European Central Bank's euro foreign exchange reference rates, published every business day around 16:00 CET.

Can I use the ECB rate for my Dutch bookkeeping?

Yes. Convert a foreign-currency invoice at the rate of the invoice date. The ECB reference rate is an accepted source.

Why is my bank's rate different?

Reference rates are mid-market rates for information. Banks and card providers add a margin on top, so the amount you actually receive or pay is slightly different.

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Indicative calculation, not tax advice. No rights can be derived from the result. Check amounts and rates for your year with the Belastingdienst or your adviser.